You need to have a floor that’s leak-proof, easy-to-clean and aesthetically appealing. Luxury Vinyl Planks covers it all!
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Yes, engineered hardwood can be installed directly over concrete if it is above grade. There is even a system available to install solid hardwood directly over concrete floors.
Yes, however you may still have to use the manufacturer’s underlayment to have a warranty.
One of the rubs against ceramic tile is that it is cold and hard. There are floor heating systems available to make your floor more comfortable to the touch, but in terms of hardness, yes, ceramic is much like hardwood in that it doesn’t have much give. If you want something that has more cushion to it, perhaps you should consider a floating floor.